The debt agency the telephone business offered this to help keep giving me provides but in my opinion We haven’t gotten such a thing when it comes to previous half a year.

The debt agency the telephone business offered this to help keep giving me provides but in my opinion We haven’t gotten such a thing when it comes to previous half a year.

Should this come down my credit history any time soon ?

Sara (Financial Obligation Camel) says

Defaults drop down your personal credit record 6 years following the standard date from the credit score.

But needless to say your debt collector might opt to head to court for a CCJ, which may then be on your own credit score for the next 6 years. When they allow you to be an excellent offer to stay, accepting it could be a good concept.

We don’t concur that We owe the bill stated through the phone business as soon as We did get in touch with them, they couldn’t give any more information since they had closed the account and sold it up to a financial obligation agency.

If We settle to obtain them off my case, would this nevertheless maybe not stay for the next 6 years ?

Sara (Financial Obligation Camel) says

perhaps you have taken the issue into the relevant Ombudsman?

We have education loan financial obligation from 1997 which was sold to a DCA around 2015. We have actuallyn’t produced re payment or acknowledged your debt since the’00s that are early however the DCA slapped a standard on in 2017 and state that the explanation for action’ started then. Does a financial obligation need to be in standard before a factor in action starts?

Sara (Debt Camel) says

An student that is old-style debt – we suggest you speak with National Debtline on 0808 808 4000 about that.

I’m from Venezuela. Back 2014 I signed up for a post graduate system in England. In 7 june 2014 We made the very first and only payment to my tuition charges. To cover the others I became waiting for the goverment to accept my demand to exchnage currency that is venezuelan pounds (in Venezuela you want goverment authorization to work on this form of deal.) edited

Sara (Financial Obligation Camel) says

Hi Joeal, your two reviews had been really complicated and long. You will need anyone to speak with you in regards to the information on your instances, that individual isn’t me personally.

Hey! Thanks anyway.

I do think I might simply inform the college about my situation that is current my company placing my agreement on hold and every thing, to see when they can hold back until lockdown is lift here to resume discussion.

I’ve a debt that is old 2010-2011 that I didn’t realize had been outstanding to virgin news. I recently signed up to credit references agency’s and this is where I realised this debt was outstanding as I am looking to buy a house. The total amount is small, however although payments could not be consumed mid 2010 this financial obligation seemingly have never ever been defaulted. In order that it has remained to my credit history as a merchant account in arrears and lacking repayments which date each month until June 2020 (present). My real question is exactly what recourse do We have with this, since clearly very nearly 10years later this will perhaps maybe perhaps not be being reported to my credit history and adversely impacting it? I am able to spend this quantity, but i’d like elimination of this from my credit score as it’s one thing I became unacquainted with, being nearly ten years old now undoubtedly must not nevertheless be recorded on my credit report, thought these problems frequently only stick to the apply for as much as 6years.

Any information you are able to really provide would be valued.

Sara (Financial Obligation Camel) says

Have you continued utilizing the Virgin account? If you don’t, whenever did you stop?

Please would you delete my sorry and surname for numerous articles.

We have a highly skilled financial obligation from 2010 until I recently looked at my credit file because we are looking to get a mortgage that I was unaware of. The account in arrears isn’t for a number of cash and I also have always been in a position to repay this whenever you want, nevertheless the last contact we had regarding this financial obligation was at 2011 and I’ve had nothing since (we have actually relocated house etc but e-mail hasn’t changed) it seems this debt ended up being never ever defaulted and has now remained as a free account in arrears and missed re payments on a monthly basis since 2010, but I happened to be entirely unaware. Do we have actually any recourse for coping with this, it is nearly a decade old it is nevertheless on my credit account as lacking a repayment each month. Is it possible to please ever advise, thanks a great deal